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Terms and Conditions

1. Agreement to Terms

By accessing or using the Fingenn website at www.fingenntech.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you disagree with any part of these terms, please do not use our Site.

Important Note: These Terms govern only your use of our website. Actual consulting services are subject to separate written agreements between Fingenn Technologies (“Fingenn”) and its clients.

2. Description of Website

The Fingenn website provides:

  • Information about our technology consulting services for the BFSI sector
  • Case studies and thought leadership content
  • Contact mechanisms for business inquiries
  • General information about digital transformation in financial services

This Site does not:

  • Constitute an offer to provide services
  • Create a consulting relationship
  • Provide specific professional advice
  • Replace the need for formal engagement agreements

3. Intellectual Property Rights

Our Content

All content on this Site, including but not limited to:

  • Text, graphics, logos, images
  • Case study descriptions and methodologies
  • Our transformation framework (Digital Foundations, Intelligent Operations, AI-Powered Innovation)
  • White papers and blog posts
  • Site design and compilation

is owned by Fingenn or its licensors and protected by copyright, trademark, and other intellectual property laws.

Permitted Use

You may:

  • View and download content for personal, non-commercial use
  • Share links to our Site
  • Reference our content with proper attribution

Prohibited Use

You may not:

  • Copy, reproduce, or distribute our content for commercial purposes
  • Modify or create derivative works from our content
  • Remove copyright or proprietary notices
  • Use our trademarks without written permission
  • Scrape or use automated systems to access our Site
  • Reverse engineer our methodologies or frameworks

4. User Conduct

When using our Site, you agree not to:

  • Violate any applicable laws or regulations
  • Transmit malicious code or interfere with Site operation
  • Attempt unauthorized access to our systems
  • Misrepresent your identity or affiliation
  • Use the Site to recruit our employees
  • Submit false or misleading information

5. Information Accuracy and Disclaimers

General Information Only

Content on this Site is for general informational purposes only and should not be construed as professional advice. Technology decisions for BFSI institutions require careful analysis of specific circumstances.

No Warranties

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We do not warrant that:

  • The Site will be uninterrupted or error-free
  • Information is complete, accurate, or current
  • Results described in case studies will be replicated

Industry-Specific Disclaimer

Financial services are highly regulated. Nothing on this Site constitutes:

  • Legal, regulatory, or compliance advice
  • Financial or investment advice
  • A guarantee of regulatory approval for any solution

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

  • Fingenn shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site
  • Our total liability shall not exceed $100
  • These limitations apply regardless of the theory of liability

7. Inquiries and Communications

Not Confidential

Information submitted through our contact forms or general email (hello@fingenntech.com) is not considered confidential. For confidential discussions, a formal Non-Disclosure Agreement must be executed.

No Obligation

Submitting an inquiry does not:

  • Create any obligation for Fingenn to provide services
  • Establish a consulting relationship
  • Guarantee a response (though we endeavor to respond promptly)

8. Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for:

  • The content or practices of linked sites
  • Any damages arising from your use of linked sites
  • The privacy practices of third parties

9. Modifications

We reserve the right to modify these Terms at any time. Changes are effective upon posting to the Site. Your continued use constitutes acceptance of modified Terms.

For material changes, we will provide notice on our Site homepage for 30 days.

10. Governing Law and Disputes

These Terms are governed by the laws of Delaware, United States, without regard to conflict of law principles.

Any disputes shall be resolved through:

  • Good faith negotiations
  • If necessary, binding arbitration under AAA Commercial Arbitration Rules
  • Arbitration location: Dover, DE

11. Privacy

Your use of our Site is also governed by our Privacy Policy.

12. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall continue in full force.

13. Entire Agreement

These Terms constitute the entire agreement between you and Fingenn regarding Site usage, superseding any prior agreements. These Terms do not supersede any executed service agreements between Fingenn and its clients.

14. Contact Information

For questions about these Terms:

15. Special Terms for Competitors

Competitors in the technology consulting space may not use this Site to:

  • Copy our service offerings or methodologies
  • Recruit our clients or employees
  • Gather competitive intelligence through automated means

16. Accessibility

We strive to ensure our Site is accessible to individuals with disabilities. If you encounter accessibility issues, please contact us at hello@fingenntech.com.

BY USING THIS SITE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.